Fees & Charges

Fund Loads & Transfers

• Card-to-Card Transfers FREE
• Card-to-Bank Account Transfers FREE
• Request Paper Check FREE
• Direct Deposit to Personal Bank Account FREE

Spending

• Discover Card Purchases FREE
• Discover Card Returns  FREE

Getting Help

• Automated Attendant Inquiries FREE
• Live Operator Call FREE
• PIN or Access Code Change FREE

Miscellaneous Fees

• Bill Pay Fee per item FREE
• Discover Card Replacement Fee* $10.00
• Charge Dispute Fee FREE
• Inactive Card Fee after 24 months1  $5.00 (monthly)
• Web Access to Card History FREE

ATM Fees from Pratt Design Center2 (Acceluraid) ATM

• Unlimited Transactions FREE

ATM Fees from Off-Campus ATM3

• Two withdrawals per Deposit FREE
• Each additional $2.00

Fees are subject to change. Fees are expressed in U.S. Dollars.

• *Replacement cards are for activated cards only. This doesn’t include cards that are lost in the mail.
• The Heartland ATM is located in the Pratt Design Center. This is the only Free and Unlimited use ATM on campus.  The Sovereign Bank ATM is will charge a fee.
• Each cardholder will be credited with two card fee-free ATM Withdrawals for each financial aid refund transferred to their card.  These are available to be used at all non-Acceluraid ATMs.  The third withdrawal at such an ATM will have a card fee.
• Cardholders may avoid ATM fees altogether by accessing their balance information online and using their card for purchases at merchants that accept Discover.  Many merchants will give cash back with the purchase.

For additional fee information, see Appendix A as shown in your Cardholder Agreement that accompanied your Discover® Prepaid Debit Card.